The commercial users have an increased risk of getting into situations where they could incur liability, and people may be more inclined to sue a business than a private citizen. They’re slow to address issues such as drone liability, so insurance companies ask for higher premiums to cover this untested ground.Ĭommercial drone operators have many different requirements than a personal owner.
Many governments don’t know what to do with drones, and the laws vary significantly from place to place.
Insurance for drone drivers#
One of the biggest drivers of cost for this type of insurance comes from the sparse regulations in place on a global level. The drone service industry is still in its relative infancy, so you see a wide range of options without a lot of consistency in the plans and pricing. However, whether drone liability insurance is worth it or not depends on several factors. Anything from hitting a person with your drone to running into electrical lines could result in some costly liability problems, and simply crashing into a tree can lead to costly repairs. If you’re particularly unlucky, they go very wrong. You don’t intend to run into any issues when you’re flying your drone, but sometimes things go wrong. Insurance companies have utilized drone services for inspections and real estate appraisals, while also serving the other side of the market with a variety of new insurance products and aviation policies. Drones and insurance have been closely linked since commercial drone services became mainstream.
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